PRESCREEN & OPT-OUT NOTICE: This "prescreened" offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria, including providing acceptable collateral. If you do not want to receive prescreened offers of credit from this or any other companies, call the consumer reporting agencies toll-free, 1-888-567-8688 or visit the website at www.optoutprescreen.com or write: Equifax Options, P.O. Box 740123 Atlanta, GA 30374, Experian Information Systems, Inc., P.O. Box 919, Allen, TX 75013, and/or Trans Union Opt Out Request, PO Box 505, Woodlyn, PA 19094-0505.

Terms and Conditions: Your new vehicle payment cannot exceed 20% of your gross monthly Income; vehicle payment totaled with your current monthly payments must not exceed 50% of your gross income. You must be at least 18 years of age. Lender assumes no responsibility for incorrect information supplied by various credit reporting agencies. Any equity deficit in your current vehicle must be paid or refinanced with new Vehicle. Bankruptcies must be discharged. If in compliance with all applicable credit criteria, you will receive a loan from Direct Lending Source for the purchase of a 2002 or newer vehicle which is the only acceptable collateral for this offer. Once your approval is confirmed, you may choose an amount to finance between $7500 (minimum amount) and $40,000 (maximum amount) depending on your personal maximum approval amount, your choice of vehicle and the monthly payments you feel comfortable with. Your APR will be between 9.99% and 17.99%, calculated by simple interest, and you can take up to 72 months to pay! Example: For every $1000 financed @ 11.9% APR for a period of 72 months, the monthly payment is $19.50 and at 15.9% APR it's $21.64. Therefore, if you finance $15,000 @ 11.9% APR over 72 months, your monthly payment will be $292.50. The payment for $15,000 @ 17.9% APR over 72 months would be $341.40. See dealer for additional details.

**Any equity deficit in your current vehicle must be paid or refinanced with new vehicle. †Plus TT&L, With Approved Credit. See dealer for details. The dealer and its agents are not responsible for errors, misprints, or late deliveries due to the U.S. Postal Service. Any dispute arising from this mailing must be settled through mediation in Harris County, Texas.